If you are coming up on your auto insurance renewal, it may be time to starting quoting auto protection. Staying loyal to a New York auto insurance carrier can end up costing you hundreds of dollars a year. After years of your continued service, auto insurers in New York are taking advantage of your loyalty by raising your premiums even when you have not filed a claim. You can either sit back and take it, or be proactive and find a more affordable policy. Obtaining quotes for auto protection in New York has never been easier. If you know what information you need to calculate your premiums you can purchase your policy from the comforts of your own home.
Have Your Auto Insurance Renewal Declarations Handy
One of the easiest ways to compare insurance premiums and coverages is using your renewal declarations page. Your auto protection declarations page gives information on your vehicle, the drivers on your policy, and your coverage limits. Before you start quoting insurance, make sure drivers are assigned to the right vehicles. If you find inaccurate information, use the task of quoting insurance as an excuse to update your policy. Always request your first quote with the same coverage you currently carry. This will give you an idea of which company is more affordable.
Detailed Vehicle and Driver Information
Many consumers assume their currently policy gives information on their driver license and vehicle specifications. Most declarations pages will only provide you with your vehicle ID number. Make sure to jot down your odometer reading and license plate number just in case it is needed. Also, gather driver license information for each driver in your household. If you have been licensed in a prior state, make sure to have your prior license number handy so you can get credit for more driving experience. If you have each driver's license number and date of birth available obtaining quotes for auto insurance in New York will be a breeze.
Always Disclose Tickets and Accidents
Online quoting systems give you the option to list your tickets and accidents. If you think you can get away without disclosing them, think again. Auto insurers run motor vehicle reports and claims history reports on all new applications. If you fail to list a ticket or accident on your Internet quote, your premiums will increase within 30 days of paying your first payment. Request a letter of experience from your current insurer and contact the DMV to discuss your driving record if you are unsure.
Most people put off switching insurance because they do not have time to visit their local insurance agent's office. If you fall into this category, obtain quotes for auto insurance in New York online. Compare your premiums, review your coverage limits, and reduce the amount you spend on car insurance.
Please visit our website here for more information or visit our blog. Thank you.
No comments:
Post a Comment